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Humans are so clever that they easily secure their insecurity. We are afraid of loss. Be it our favorite bike, our expensive phone, our newly bought car, or our life. But we also want to secure our these insecurities and the solution for all of them is Insurance. Here we are going to discuss about the use of GIS in Insurance Industry. The insurance involves the insured or people  assuming a guaranteed and known relatively small loss in the form of payment to their  insurer or insurance company in exchange for the insurer’s promise to compensate the insured people in the event of a covered loss. In this modern society, you can get insurance of almost anything you want, it can be a phone or an island.Using GIS in Insurance
Industry is one of the highly profitable industries initiative in today’s time.

GIS In Insurance Industry

GIS can provides Insurance companies every location-based insight they need and It can also be used as Risk Manager as It uses smart maps, data analysis and all of the features for controlling risks and managing business strategies of Insurance companies.

Insurance companies also uses tools like Insurance Management GIS Web/App Development – Cost, Time – Map Tool. Visit the link for more information about the tool. lets get back to ask what is the major pillar of the Insurance company business and i think the answer is Location Information.

Location Information, like knowing about where your assets are located
and their closeness to hazards, is essential when developing risk
profiles for the Insurance Industries. GIS dispense tools that allow users to combine location-based data, such as road entry, and traffic
flow patterns, to make more informed decisions. This kinds of
information helps insurers to fulfill the requirements of their customers.

Benefits of GIS in Insurance Industry

GIS in Insurance Industry has the range of functions which allows the use of policyholders data and spatial analysis to effectively serve customers and monitor fraudulent activities by embracing location-based intelligence. Over the years, Insurance companies are getting really good at calculating risk because they hold a lot of risk.

GIS helps Insurance companies offer such low premiums for the high value insurances because with the help of GIS one Insurance company can divide a state into thousands of territory, which also divides the premium amount one has to pay.

GIS provides Geo-fencing, which is a virtual barrier in the real world. Geo-fencing is used in ca-rental or car-share to understand the limits of speed or drinking .

Uses of GIS in Insurance Industry

• Insurance Risk Assessment : GIS understands the disaster proximity to improve the Insurance risk assessment. GIS helps location analytics provides an easy way for insurance companies to discover unknown problems, model situations, and implement the best solutions to minimize  risk. Insurance risk assessment uses GIS to predict the risk. the level of risk decides the premium value. Higher risk extends higher premiums and  lower premiums are for areas with less risk.

• Claims Management : Insurance companies get the understanding about the Risk location and customers location from GIS. which helps in processing claims with respect to compensation, restoration, and repayment in response to the damage of the customers. This is the proactive approach to responding to customers with their claims rapidly and in an organized-way.

• Territory Management: GIS helps Insurance companies in their territory management and the analysis shows how geography interacts with hazards and assets to help companies limit risk. GIS helps in implanting and deploying the networks necessary to operate efficiently in your territory.

• Comparing Business Measures : You can easily map business measures and compare them with the help of GIS In Insurance Industry. It can validate various locations and  visualize loss patterns on an interactive and beautiful maps.

The insurance industry expects to see more growth in Geo-spatial information in insurance as major players are getting involved in the technology. And this is why they have major needs of Insurance management tools. Do let us know how this Article is helpful for you, by commenting below in the comment box.

Logistics is the only one business which is the basic requirement of all the other businesses. Today every business has a need of transportation. Every business needs their products to come in the reach of general public. As it is known that the transportation basically relies on the routes. So in that case GIS and logistics are the counterparts of one coin. GIS would be the most optimum tool for the efficient logistics services.  So, lets check how can we use GIS in Logistics.

What is logistics ?

Logistics is a service providing industry, which provides services to the other business and to the individuals as well. The main service provided by the Logistics is Transportation. We need transportation every now and then. But these logistics services are highly used by the product based industries.

Lets see how helpful is GIS in logistics :

GIS is one of the major player of the logistics industry. GIS helps the Logistics for following aspects :

• Pre-Planning

  1.  Allocating the resources
  2. Transportation routing

• Navigation

• Fleet Management

  1. GPS tracking
  2. Vehicle Finance

• Cost Reduction.

The help provided by GIS in Logistics is performing all these tasks efficiently. Lets move further with the briefing of these tasks and the help that GIS provides.

GIS in Logistics

GIS for Pre Planning:

Pre planning refers to the making plans prior to the time of  providing services. For pre planning we have two major constraints they are :

• Allocating the resources
• Transportation Routing

lets discuss these two in a brief that how We use GIS for these two tasks of pre planning.

Allocation of the Resources : The First and the Foremost function of the Pre planning is to allocate the resources efficiently. But how? So, whenever we receive a new order we can look for our resources which are close to the location and can reach there to load the stuffs with the optimum efficiency. So, you can do this by using any GIS application like Google maps or any other Customized apps created for the Logistics service provider.

Transportation Routing : Providing a service and providing effective and efficient service both are far different having a slim line difference. That is the service is on time , without making any defects to the products. So we can route the resources with the help of GIS applications like maps. So maps will show you the best route, the shortest routes from loading  Location to the Delivery  Location.

Navigation :

Navigation is again the way to get the routes which we have planned before leaving for the delivery of the products to the respective location. So GIS would be helping the Driver on route to get the navigation according to the planned route.

Fleet Management :

Fleet Management refers to the Management of the vehicle. In logistics Fleet management refers to the Management of the commercial vehicles. Such as – Trucks, Cars, Van, aircraft.  So management of these Vehicles includes vast functions like financing, investing , insurance, maintenance. Driver management, speed management, health and safety management and last but not the least is fuel Management.

Under Fleet management we have following constraints :

• GPS tracking
• Vehicle Finance

GPS Tracking : GPS Tracking is a useful tool for the admin and the customers. Gone are the days when the admin used to call the driver for getting their locations updates, but now there is no need of calling to the driver and getting the updates. As GIS would do that for Admin and customers, they can easily get the location of the Vehicle in real time with the help of GPS devices wich are inbuilt in the vehicle. So this decreases the chances of be fooling the admin or customers.

Vehicle finance : Vehicle finance refers to the monetary aspect of the logistics. This includes the amount of investment in a vehicle in the form of its maintenance, insurance, fuel etc.  All these factors make a budget for the individual trips of the vehicle. As according to the budget they cost their customers. So Budget has to be very specific and accurate. For making the accurate budget GIS can help you. As you can locate your resources and can send them according to the locations, such that you can calculate the cost  by calculating the distance and the estimated time of all the options Available and can send the vehicle according to your preference, that is the one which costs least.

Cost Reduction/Efficiency :

GIS leads to the cost efficiency of the company as they can decide the routes according to their choice of either having or not having the tolls in the route, by choosing the shortest route for the transportation. Shortest route will save time, so the another trip can be arranged in the remaining time, fuel would be less consumed for the shortest routes.

Now that we have discussed every feature in which we can use GIS in Logistics. So, we would  like you to share your views and experience with us by commenting below in the comment box. Suggestions are welcome.

GIS stands for geographical information system. It helps in navigating the directions,locating the places,measuring the distance. In respect of the Locations,Directions one can make every possible use of GIS. GIS is useful for various sectors like Government, Travels and tourism, and many more. Disaster management system also uses the GIS as to make us aware about any kind of natural disaster like flood, earthquake, cyclone etc. So let us check the usage of GIS in Disaster Management.

GIS in Disaster Management:

Before knowing The importance of GIS in Disaster management, lets  understand what disaster management is and how it is useful for the society.

What is Disaster management ?

Disaster Management is a sector which serves the society by making them aware of the possibilities  of  any natural calamities . They make a proper plan of rescue and evacuation.

How GIS is useful in disaster management :

Now That we had a brief of disaster management, lets discuss how would they make use of GIS in their working. GIS is helping every sector and so does it with the Disaster management. So lets first see the primary work of the Disaster management sector. Then later on we will  discuss how GIS helps them to fulfill their primary duties.

Primary Responsibilities of Disaster management :

following are the primary responsibilities of disaster management :

• Know about the disaster prone area.
• Planning safety measures.
• Planning rescue and evacuation.
• Rehabilitation And post disaster management

These are the main functions of the Disaster management. Now lets learn more about them in a brief .

Disaster Prone Area :

The first and the foremost task of Disaster management is to identify the disaster prone areas of a country.

With the help of GIS, Managers can Identify the areas which are likely to be affected by any disaster, this can be based on the previous data .

Planning safety measures :

The another responsibility of the Disaster management is to take the safety measures and making people aware of these measures. Disaster management department plans the safety measures with the help of maps or any GIS tool in the following way :

• Creation of the maps for different disasters : As we know we can create the personalized maps, so you can use any GIS tool to create different maps for the different regions according to the nature of the disaster.
• Planning the pre disaster things : Pre disaster thing like identifying number of construction site and the safety measures are identified on the basis of the past data by locating on the maps, and by researching the areas where adversity is highly likely to happen.
• Identifying the medicals and hospitals for treatment nearby : One can identify the nearby hospitals for the treatment of the victims.

Planning rescue and evacuation :

Disaster management plans the rescue and evacuation of the people, who get stuck in the calamity. GIS helps in planning the evacuation and rescue route, whether it should be by road, by water or by air whichever will be the safest.

GIS will help to Find out the alternate ways to shelters,camps  one can easily look for the nearby places where shelters and camps can be organized with the help of map.

Rehabilitation and post disaster management :

Disaster  management sector make plans for the rehabilitation of the place and people post the occurrence of the disaster.

GIS will help Identifying the safe location for rehabilitation that are locations as well as zones for the rehabilitation of the victims nearby the affected place. for getting the mapping of the whole affected area we will be using GIS in Disaster Management.

How GIS helps in performing the primary functions :-

GIS is a geographical information system which gives the geographical information to the consumers. so now that we have been through the primary functions of the disaster management sector, and how they use GIS in Disaster Management for performing their function.

So GIS helps them to identify the areas which are disaster prone, How they can plan the rescue and evacuation of the affected people in any area. How to rehabilitate the area and region and managing the post disaster conditions. Thereafter, they also take the safety measures in order to prevent the highly effected  area and people. As we know that ‘Precaution is always better than cure’.

So, This is how Disaster Management is using GIS for performing their tasks more efficiently. Using GIS in Disaster Management is one of the best method to have some control over the calamities.  Do let us know how this Article is helpful for you, by commenting below in the comment box.

In this post we are going to discuss about Business Continuity Planning and GIS solutions in it. GIS stands for geographic information system. GIS is more than just providing locations and navigation. Though these are the basic functions of the GIS, but these basic functions has more user than just an individual. There are many entities which now are using the GIS for their business purpose. One of them is Business Continuity Planning (BCP). BCP is one of the planning part performed by the industries. BCP is the abbreviation for the  term business continuity plan. So lets discuss what is BCP? and how it is useful for the industries? and how do they plan it with the help of GIS?

What Business Continuity Planning is  ?

Basically, the main function of Business Continuity Planning is to make sure that the business is functioning in every adverse condition. As the name implies BCP is a plan made for the continuation of the business workings even when it is not possible to continue with the working. Sometimes it so happens that the conditions are not favorable because of any natural calamity has had happened like flood,earthquake, cyclone or maybe some terrorist activities has been noticed, so in these situation no industry can do the efficient working or least to continue the workings. So in these cases BCP plays a major for the industries.

How Business Continuity Planning Works?

Now that we know the functions of the Business Continuity Planning, lets check how it works. So Basically, The main parts of the BCP are :

• Planning the alternative site for office.
• Plan the resources for working there.
• Making a plan with feasibility.

So BCP is not only about the alternative site, but there is more to it. For Business Continuity Planning we need to analyze the kind of calamities or any such adverse situations which may occur in the region where main office is located. so to find out those regions GIS will help industries.

How GIS can help ?

GIS helps industries to evaluate the factors determining the Business Continuity Planning location. These factors are :

1. Disaster prone areas
2. Transportation
3. Telecommunication
4. Resources
5.  Basic necessities

Disaster Prone Area :

With the help of GIS Industry can know the disaster prone area by using maps for the following purpose –

• To know the flood prone area : Through GIS one can know the flood prone area as on map we can easily identify the blue region area. So we can know that what else calamities are likely to happen here in these regions.
• To forecast the calamities on the basis of past data : one can forecast the calamities which are probable to occur on the basis of the past data of that region.
• Know the landscape area : One can easily  know the areas where landscapes are likely to occur like hilly areas.

Transportation :

Every Business needs a Good transportation service. Specially when it is a logistics business or the product based business. So while looking for the BCP location of your business, you should take care of the transportation factor also. As far as Transportation is concerned GIS can help you in finding the best routes and can help you in navigating through the route. By using GIS tool or maps you can easily evaluate this factor.

Telecommunication :

Without communication no business can sustain in the market. A business needs to communicate in the market with its vendors. So, While planning the Business Continuity Planning the company needs to check the Network availability and the ways in which communications can be done. So, using the GIS they can find locate the areas where there are chances of having the good networks even if any adversity has occur.

Resources:

Availability of the resources should be an ease. So while looking for the BCP location of your business you need to research the places where you can have the easy access to the resources and then you can locate that in a map.

Basic Necessities :

Basic necessities may include hospitals, shopping marts, etc all should be in access such that it would motivate employees to work on the Business Continuity Planning locations. GIS or Maps would be a great help in this.

Instead of all these ways, one can also take the past data which shows when and where such situations had occurred and can locate them easily on the map, which will help them to plan their BCP accordingly.

So, this is how GIS helps in Business Continuity Planning of the company. Do plan BCP for your company and do let us know how this article helped you in making the BCP of your company, by commenting below in the comment box.